E-commerce payment information
Our eStore is offering its consumers secure bank card payment provided by CIB Bank. The security relies on the separation of data. With the use of the system the eStore receives only the quantity of the ordered commodity and the delivery address from the consumer, while CIB Bank the card data on a 256-bit TLS secured payment page. The eStore will not be informed about the payment-side data content, they are accessible for CIB Bank only. The bank will inform the eStore if the transaction was successful or not. Your internet-browser must support TLS encryption to use bank card payment solution.
The counter-value of the purchased goods, the paid amount will be promptly blocked on your card account. Please read this information carefully.
You are welcome in this eStore operated with CIB Bank’s secure, Internet payment solution.
You will find below a short description about how you can shop in a safe and reassuring way.
- Read through the eStore’s information leaflet, the conditions of the purchase and delivery terms.
- Study the eStore’s security conditions since these will guarantee the security of your data.
- Note your data relating to your purchase.
- Keep a record of the transaction data connected to your payment. (transaction ID, Authorisation code)
- Make sure that unauthorised person does not have access to the secret data of your card
- Use a browser that recognises the option needed to TLS encryption
About security
TLS is an abbreviation for an accepted encryption method called Transport Layer Security. This Bank has a 256-bit encryption key to protect the communication channel. A firm named VeriSign makes possible for CIB Bank the use of the 256-bit key, with which we ensure the TLS-based encryption. For the time being this encryption method is used in 90% of global e-commerce. Before transmission, the browser used by the buyer encrypts the card holder’s data with the help of TLS which means they are passed to CIB Bank in a coded form, this way they are indecipherable for unauthorised persons.
Acceptable cards
CIB Bank’s Internet payment system allows the use of cards like Mastercard/Maestro and VISA and VISA Electron (the use of the last one is subject to the permission of the issuing bank), and cards for only internet use.
Payment steps
- On the Webshop’s website, select the goods/services the price of which you wish to pay by bank card.
- Following this you will be redirected to CIB Bank's site that guarantees secure payment, where you will need to provide your card details to start the payment process.
- After successful authentication, the payment process will continue.
- After payment is completed, you will be redirected to the site of the Webshop, where you will receive a confirmation of the result of the transaction.
In the event of payment by bank card, after a successful transaction - this means acceptance after verifying the validity of the bank card and the availability of necessary funds - CIB Bank will start debiting the Card Holder's account with the consideration for the goods or services.
If you are not redirected from the payment page to the site of the Webshop, the transaction will be considered unsuccessful. If you click on the “Back/Refresh" button of the browser on the bank payment page, or close the browser window before being redirected to the webshop, the payment will be considered unsuccessful.
If you would like to receive additional information about the result of the transaction - and in case of its failure - about the reason and the details, please contact your account managing bank.
The words highlighted in yellow can be changed according to the name of the Card Acceptor's place of acceptance...